Emigrant Direct offers a 4.65% yield for their American Dream Savings Account. A division of Emigrant Savings Bank, Emigrant Direct was featured on CNN Money. No minimum balance has to be held and there are no hidden fees. FDIC insured. EMIGRANT DIRECT

• 4.65% APY. No Fees. No Minimums.
• No need to change your checking account. Your American Dream Savings Account will be linked to your current checking account.
• Access your account 24/7 at EmigrantDirect.com
• Open your account online – It�s quick and easy.
• FDIC insured